Crypto evangelists are often keen to advance the virtues of a fully decentralised universe, driven by blockchain, independent of state actors or central banks. Wirex shares this enthusiasm for a truly independent metaverse in which financial empowerment is within the grasp of every human on the planet. Nonetheless, there is a pressing need to strike a balance between regulated, fiat-backed financial services and the less uniformly regulated world of cryptocurrencies. For the majority of users, there remains an interaction point which is unavoidable: digital assets require conversion into fiat assets regulated by government bodies or financial institutions. Recognising this reality, Wirex actively seeks out formal regulation where it exists and sets a high standard of regulatory adherence where it does not.